Discover payment methods and products to pay for or lease your car.
Drive the CUPRA Born by paying just one monthly rate with short contract durations for maximum flexibility. There is no down payment or cancellation fee.
With CUPRA Subscribe, you are the vehicle user instead of the owner. This means that you can access the CUPRA Born without a down payment, pay a monthly rate for the use of the car during the term of the contract, and simply return the vehicle to your dealer at the end of the term. You benefit from the opportunity to change or cancel the contract on a monthly basis during a maximum duration of 24 months, with no cancellation fee.
A leasing agreement that allows you the opportunity to share the amount of the future resale value.
The Full Payout of the Finance Lease enables you to lease a vehicle for a set period of time, before selling it to benefit from a potential percentage of the proceeds. You first decide your initial rental with a specific down payment, how long you want to lease the vehicle and your annual mileage. These figures are then used to calculate the total cost, which is then split evenly over the term of your agreement.
A leasing agreement that includes your vehicle as well as services in one monthly payment.
With Operational Lease/Long Term Rental, you are the vehicle user instead of the owner. This means that you pay a monthly rate for the use of the car during the term of the contract and simply return the vehicle to your dealer at the end of the term. You benefit from carefree mobility with an all-in-one package of services ranging from insurance to service plans.
AutoCredit is designed to give you maximum flexibility at the end of your contract.
Choose your initial payment, how much you plan to drive a year, and your contract length. This is used to work out your monthly payments and optional final payment, which gives you the ability to plan ahead with a fixed monthly outgoing. At the end of your contract duration, you can choose to either hand the vehicle back (subject to excess mileage and damage charges) or trade in your vehicle as a deposit for a new one. You also have the option to pay the final payment and keep the vehicle.
Classic Credit is a simple, affordable, and straightforward route to ownership, whether you are buying a new or used car.
Once you have chosen your vehicle, you just need to decide your initial payment and over how much time you want to pay back the finance. The amount left to finance is then divided equally over the length of your agreement to make up your monthly payments. Once you have made all repayments, and the final down payment, you own the vehicle.
Find the ideal plan for your CUPRA Born that fits your needs without having to spend ages saving up.
|
Subscribe |
Finance/Private Lease |
Long Term Rental (All IN) |
AutoCredit |
|
|---|---|---|---|---|
|
Duration |
3-24 months |
24-48 months |
24-48 months |
24-48 months |
|
Initial entry fee |
No entry fee |
Variable |
No |
Variable |
|
Maintenance |
Included |
Optional |
Included |
Included/optional |
|
Fully comprehensive insurance |
Included |
Optional |
Included |
Included/optional |
|
Annual or monthly kilometres |
(market specific) |
(market specific) |
(market specific) |
(market specific) |
|
At the end |
- Renew it with another vehicle - Return it after minimum period duration |
- Renew it with another vehicle - Keep it with the possibility of financing the final balloon - Return it |
- Renew it with another vehicle - Return it |
- Renew it with another vehicle - Keep it with the possibility of financing the final balloon - Return it |
With Auto Credit and Classic Credit, the bank remains the owner of the vehicle until the final instalment is paid. It also keeps the vehicle's registration document. With the payment of the final instalment, you become the sole owner and receive the vehicle registration document.
The interest rate for Auto Credit and individual loans is set at the beginning of the contract term and remains the same over the entire period.
You can view the financing instalment directly in the configurator. Go to the configuration for your dream vehicle, select a form of financing, the desired contract term, and a possible down payment that you would like to make. The system calculates and displays the corresponding instalment. You can also consider different options and run through different scenarios until you find your ideal model.
Would you prefer to buy your CUPRA fully configured via the Stock Cars without wait, or are you interested in a used car? No problem. Either way, the system helps you calculate the instalment amount: browse through the applications and choose your dream car. You can change instalment directly under the respective vehicle price. Just like in the configurator, enter all basic data including the term, down payment and additional options such as the credit protection insurance. The monthly financing instalment is calculated from this and is displayed directly to you.
If you would like to have a low monthly instalment, you can do so by paying a higher down payment at the start of the contract. This reduces the total charge to be paid right at the beginning, which has a positive effect on the level of individual instalments.
If you lack such financial means at the outset but expect to have them in the future, balloon financing is the best type of financing for you. This financing type offers low monthly instalments and a higher final instalment. You can find more information in the following paragraph.
Both the Auto Credit and the Classic Credit are generally referred to as balloon financing. With balloon financing, you have little or no down payment and low monthly payments over the entire term of the contract. The closing instalment is correspondingly higher. Balloon financing is especially suitable for you if you cannot raise a large amount at the moment but expect higher financial resources in the future and would like to benefit from higher monthly liquidity.
With Auto Credit, you also have the option of returning the vehicle to the delivery CUPRA partner instead of paying the final instalment. This makes the Auto Credit attractive and flexible.
As a rule, you can trade in your current vehicle and use the profit to pay part of the financing for your new vehicle, such as the down payment at the beginning of the contract period. Depending on your down payment amount, you can lower the monthly payments.
Ask your CUPRA partner about this option.
You can freely choose from the entire range of configuration options and models from CUPRA and put together your own personal dream car.
Upon accident resulting in a total loss or theft, the optional CUPRA purchase price protection protects you, regardless of whether it is caused by a third-party or self-inflicted. The purchase price protection reimburses you for the difference between the original purchase price and the replacement value of the vehicle. If you have fully comprehensive insurance as part of the contract, the purchase price protection also covers the excess. Therefore, the purchase price protection makes purchasing a new vehicle much easier for you. If you also take out an ŠKODA fully comprehensive insurance, the purchase price protection is particularly cheap for you.
